4. Home equity loan/line of credit In some cases, you could use a different kind of loan – namely, a home equity loan or home equity line of credit (HELOC). Although not called debt consolidation.
Home equity loan – Wikipedia – A home equity loan is a type of loan in which the borrower uses the equity of his or her home as collateral. The loan amount is determined by the value of the property, and the value of the property is determined by an appraiser from the lending institution. 
Apply for a Home Equity Line or Loan – Citi.com – A home equity line or loan is available for single family residential properties (including co-ops in New York, Illinois, District of Columbia, New Jersey and Maryland). Home equity lines are also available for 2-4 family homes that are primary residences (excluding Texas).
Another method of using equity is a home equity line of credit (HELOC). This is a line of credit, similar to a credit card. You only use the money you need, and you make monthly payments based on the amount of money you use. You can use home equity loans to make home improvements, pay medical bills,
Home Equity Loans | Corning Credit Union – Tap into the value of your home with our no closing cost 1 home equity loans!. A home equity loan or home equity line of credit (HELOC) is a great way to borrow against the value of your home to help cover larger expenses.
how to buy a house with no down payment 100% Financing Home Loans are Available in 2019 – How to Buy a House with No Money. Many hopeful home buyers ask "Can you buy a house with no money down?" The answer is yes. And I’ll show you how. The first step is to use a program that requires no down payment. As stated below, there are many options, like the usda home loan and VA loan.
Home equity loans and home equity lines of credit are two different loan options for homeowners. A home equity loan (sometimes called a term loan) is a one-time lump sum that is paid off over a set amount of time, with a fixed interest rate and the same payments each month.
How Much Good Credit Is Needed for a Home Equity Loan. – Credit Score and History. The minimum credit score for a home equity loan with most lenders is between 660 and 680, according to TD Bank manager Mike Kinane, speaking to Bankrate. Some lenders qualify borrowers with a FICO score as low as 620, however, depending on other aspects of their credit. A FICO score from 650 to 699 is only considered.
will i qualify for an fha loan Home Buying: Will I qualify for an FHA loan? – Trulia Voices – Will I qualify for an FHA loan? Asked by Alvin05, 76123 sat jun 16, 2012. My wife and I have FICO scores right at 640 with bumps and bruises from a while back. We had a foreclosure in 2007.
4 smart ways to use a home equity line of credit – Tapping into the equity in your home. national lends. loans are subject to credit review and approval, including a property appraisal obtained by and satisfactory to City National and the applicant.