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Writing the Perfect Letter of Explanation – LinkedIn – You just received an email from your Loan Officer asking for a Letter of Explanation. Many borrowers have no idea what should be contained in that letter or even more importantly, why it is required.
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How to Write Letters of Explanation for Mortgage Underwriting – Then introduce the specific account or incident. Use account numbers, dates or words similar to that in the underwriter’s request for explanation. For example, "I am writing to explain the late payment reported in Jan. 2014 for credit card account 123456," or "Below is an explanation for each of the name variations that appear on my credit report."
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Letter of Explanation (LOE): Previous Address / Address. – If there is an address that shows up on the credit report but not reported by the borrower, Blend will request a Letter of Explanation (LOE) for that additional address as a follow up. And as with all Blend follow-ups, a lender can chose to remove it from the Overview page if it does not apply to their borrower. Follow-Up Workflow: