Compare home mortgage loans and rates using our home loan comparison tool. Now is a great time to get a home loan let us help you get pre-approved!
What does mortgage pre-approval mean? Mortgage pre-approval is a commitment from a lender to provide you with home financing up to a certain loan amount-basically, the stamp of approval that you.
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Mortgage pre-approval is an evaluation by a lender that determines if you would qualify for a home loan. It also shows how much the lender would be willing to lend you. Getting pre-approved is the first step towards getting a mortgage, but it does not guarantee a loan.
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Mortgage pre-approval, on the other hand, involves the same steps as a mortgage application – you‘ll provide detailed information about your income and assets that will be reviewed by the lender’s underwriters. If pre-approved, you’ll get a conditional commitment by the lender for a specific loan amount. (When you apply for a mortgage, you’re applying for credit to purchase a specific property as well.) Mortgage prequalification: A smart place to start