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Welcome To The H.A.R.P. Program Website! – The HARP program can help! The Home Affordable Refinance Program , also known as HARP , is a federal program of the United States, set up by the Federal Housing Finance Agency in March 2009 to help underwater and near-underwater homeowners refinance their mortgages.
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Underwater on your mortgage? This program could help – "But this program is for real, and HARP is not a scam." As we move into the final year for HARP, more public outreach and solicitations could be expected. Nationwide, it is estimated that 429,379.